---
canonical_url: https://lendb.ai/lo/michelle-oliver-182321
json_url: https://lendb.ai/lo/michelle-oliver-182321.json
nmls_id: 182321
last_verified: 2026-10-09
---

# Michelle Hudson

Loan Advisor at American Pacific Mortgage, Eagle, ID. NMLS ID 182321 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/182321)).

**Summary:** Michelle Hudson (NMLS 182321) is Loan Advisor at American Pacific Mortgage, based in Eagle, ID. Lists Idaho, Oregon and Washington on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records). States 35 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 35 (source: https://www.apmortgage.com/michelle-hudson, verified 2026-10-09)
- Licensed in: Idaho (ID, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michelle (Mo) brings more than 35 years of mortgage lending experience. Based in Idaho's Treasure Valley, she serves homebuyers, homeowners, and investors throughout Boise, Eagle and surrounding communities with a straightforward, personalized approach.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 35. Source: https://www.apmortgage.com/michelle-hudson, verified 2026-10-09.
- service_area: Treasure Valley, Boise, Eagle, and surrounding communities in Idaho. Source: https://www.apmortgage.com/michelle-hudson, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO114237 | inactive | confirmed | 2022-10-12 | state_regulator | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Eagle, ID. Source: https://www.apmortgage.com/michelle-hudson, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/182321

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/michelle-hudson
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-oliver-182321#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/182321
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.apmortgage.com/michelle-hudson

Cite as: Michelle Hudson (NMLS 182321), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/michelle-oliver-182321, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._