---
canonical_url: https://lendb.ai/lo/michelle-russell-242014
json_url: https://lendb.ai/lo/michelle-russell-242014.json
nmls_id: 242014
last_verified: 2026-10-15
---

# Michelle Russell

Loan Officer at Residential Wholesale Mortgage, Inc., San Diego, CA. NMLS ID 242014 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/242014)).

**Summary:** Michelle Russell (NMLS 242014) is Loan Officer at Residential Wholesale Mortgage, Inc., based in San Diego, CA. Licensed in Texas, confirmed with the state regulator. Also lists Arizona, California, Idaho, Michigan, New Mexico, Nevada, Oregon and Washington on the lender page (not yet checked with the state regulator). Earliest state license record: December 13, 2021 (Texas), per state regulator. States 23 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: December 13, 2021 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 23 (source: https://rwmloans.com/michelle-russell/, verified 2026-10-15)
- Licensed in: Texas (TX, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Idaho (ID, lender_reported), Michigan (MI, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 23. Source: https://rwmloans.com/michelle-russell/, verified 2026-10-15.
- other: Background in business administration. Source: https://rwmloans.com/michelle-russell/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2021-12-13 | state_regulator | 2026-10-13 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445), San Diego, CA. Source: https://rwmloans.com/michelle-russell/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/242014

## Contact

- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/michelle-russell/
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-russell-242014#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/242014
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://rwmloans.com/michelle-russell/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Michelle Russell (NMLS 242014), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/michelle-russell-242014, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._