---
canonical_url: https://lendb.ai/lo/michelle-ward-2274246
json_url: https://lendb.ai/lo/michelle-ward-2274246.json
nmls_id: 2274246
last_verified: 2026-10-16
---

# Michelle Ward

Mortgage Loan Originator at Global Federal Credit Union, Oak Harbor, WA. NMLS ID 2274246 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2274246)).

**Summary:** Michelle Ward (NMLS 2274246) is Mortgage Loan Originator at Global Federal Credit Union, based in Oak Harbor, WA. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Michelle Ward is a Mortgage Loan Originator in Oak Harbor, Washington. They have worked in the mortgage industry at Global Home for more than 13 years, previously in assistant and processing roles and most recently as Sr. Loan Processor.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: more than 13. Source: https://www.globalcu.org/home-loans/resources/originators/Michelle-Ward/, verified 2026-10-16.
- role: Sr. Loan Processor (most recent prior role at Global Home). Source: https://www.globalcu.org/home-loans/resources/originators/Michelle-Ward/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Global Federal Credit Union (NMLS 409001), Oak Harbor, WA. Source: https://www.globalcu.org/home-loans/resources/originators/Michelle-Ward/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2274246

## Contact

- View profile at Global Federal Credit Union: https://www.globalcu.org/home-loans/resources/originators/Michelle-Ward/
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-ward-2274246#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2274246
- lender_site: https://www.globalcu.org/home-loans/resources/originators/Michelle-Ward/

Cite as: Michelle Ward (NMLS 2274246), Global Federal Credit Union. LenDb.ai, https://lendb.ai/lo/michelle-ward-2274246, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._