---
canonical_url: https://lendb.ai/lo/michelle-westbrook-1973185
json_url: https://lendb.ai/lo/michelle-westbrook-1973185.json
nmls_id: 1973185
last_verified: 2026-10-13
---

# Michelle Westbrook

Loan Officer at Veterans United Home Loans, Killeen, TX. NMLS ID 1973185 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1973185)).

**Summary:** Michelle Westbrook (NMLS 1973185) is Loan Officer at Veterans United Home Loans, based in Killeen, TX. Licensed in Texas, confirmed with the state regulator. Veterans United Home Loans also offers FHA loan, First-time buyer, Jumbo loan, Renovation loan (203k / HomeStyle) and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: May 27, 2021 (Texas), per state regulator. Last verified 2026-10-13.

## At a glance

- Earliest state license record: May 27, 2021 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Veterans United Home Loans's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-10. Source: https://www.veteransunited.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-10. Source: https://www.veteransunited.com
- **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.veteransunited.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.veteransunited.com
- **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.veteransunited.com
- **VA loan** (`va`): verified 2026-10-10. Source: https://www.veteransunited.com

## About

Michelle Westbrook has been in the financial industry since 2013 and focuses mainly on the Temple to Killeen area of Texas. Michelle is especially passionate about helping minority communities reach homeownership.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: since 2013. Source: https://killeen.veteransunited.com/lo/michelle-westbrook/, verified 2026-10-11.
- service_area: Temple to Killeen, Texas. Source: https://killeen.veteransunited.com/lo/michelle-westbrook/, verified 2026-10-11.
- service_area: Texas. Source: https://killeen.veteransunited.com/lo/michelle-westbrook/, verified 2026-10-11.
- community: Works to assist minority communities on their path to homeownership. Source: https://killeen.veteransunited.com/lo/michelle-westbrook/, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2021-05-27 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Veterans United Home Loans (NMLS 1907), Killeen, TX. Source: https://killeen.veteransunited.com/lo/michelle-westbrook/, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1973185

## Contact

- View profile at Veterans United Home Loans: https://killeen.veteransunited.com/lo/michelle-westbrook/
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-westbrook-1973185#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1973185
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://killeen.veteransunited.com/lo/michelle-westbrook/
- lender_site (lender programs): https://www.veteransunited.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Michelle Westbrook (NMLS 1973185), Veterans United Home Loans. LenDb.ai, https://lendb.ai/lo/michelle-westbrook-1973185, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._