--- canonical_url: https://lendb.ai/lo/miguel-barahona-2221025 json_url: https://lendb.ai/lo/miguel-barahona-2221025.json nmls_id: 2221025 last_verified: 2026-10-31 --- # Miguel Barahona Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2221025 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2221025)). Miguel Barahona (NMLS 2221025) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Illinois since 2024 and in Florida, Connecticut, Delaware and 7 more states. **Summary:** Miguel Barahona (NMLS 2221025) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 11 states confirmed with state regulators: Florida, Connecticut, Delaware, Missouri, Arkansas, Oregon, Wisconsin, California and 3 more. Earliest state license record: September 10, 2024 (Illinois), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Miguel licensed in Florida? Yes. Florida regulator records list license LO136715 as active, first effective March 31, 2025 (verified 2026-10-15). LenDb has 10 other states on file for Miguel. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Miguel work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-26). Source: https://independencehl.com/miguel-barahona/. ### How long has Miguel been licensed? The earliest state license record LenDb holds for Miguel is from September 10, 2024 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html. ## At a glance - Earliest state license record: September 10, 2024 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Miguel A. Barahona (AR, CA, CO, CT, DE, FL, MD, MO, NV, OR, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About Miguel Barahona has been a Loan Officer since 2021 and was born and raised in Miami, Florida. They say they have consistently ranked among the top 10 bankers at each organization they have worked for. Source: LenDb summary of the lender page, verified 2026-10-26. ## Facts from the lender page and intro - years_experience: since 2021. Source: https://independencehl.com/miguel-barahona/, verified 2026-10-26. - credential: consistently ranked among the top 10 bankers at every organization they have been part of. Source: https://independencehl.com/miguel-barahona/, verified 2026-10-26. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO136715 | active | confirmed | 2025-03-31 | state_regulator | 2026-10-15 | | CO | Colorado regulator | state_license | 100544953 | inactive | confirmed | 2026-03-27 | state_regulator | 2026-10-16 | | CT | Connecticut regulator | state_license | LO-2221025 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-12-30 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2221025 | active | confirmed | 2026-05-22 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2221025 | active | confirmed | 2024-11-04 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | IL | Illinois regulator | state_license | 31.0086679 | active | confirmed | 2024-09-10 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-176160 | active | confirmed | 2026-06-22 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/miguel-barahona/, verified 2026-10-26. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2221025 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/miguel-barahona/ - Office phone and Email on file: shown at https://lendb.ai/lo/miguel-barahona-2221025#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2221025 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=352700&contact=582040 - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - lender_site: https://independencehl.com/miguel-barahona/ Cite as: Miguel Barahona (NMLS 2221025), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/miguel-barahona-2221025, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._