---
canonical_url: https://lendb.ai/lo/miguel-fernandez-2744283
json_url: https://lendb.ai/lo/miguel-fernandez-2744283.json
nmls_id: 2744283
last_verified: 2026-10-31
---

# Miguel Fernandez

Referral Mortgage Loan Officer at Clear Mortgage Capital, Inc.. NMLS ID 2744283 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2744283)).

Miguel Fernandez (NMLS 2744283) is a Referral Mortgage Loan Officer at Clear Mortgage Capital, Inc., licensed in Nevada since 2025.

**Summary:** Miguel Fernandez (NMLS 2744283) is Referral Mortgage Loan Officer at Clear Mortgage Capital, Inc.. Licensed in Nevada, confirmed with the state regulator (license NMLO-136124). Earliest state license record: October 21, 2025 (Nevada), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Miguel licensed in Nevada?

Yes. Nevada regulator records list license NMLO-136124 as active, first effective October 21, 2025 (verified 2026-10-31). Source: https://mld.nv.gov/.

### What lender does Miguel work for?

Clear Mortgage Capital, Inc., company NMLS 1935005, per the lender's own site (verified 2026-10-21). Source: https://clearmortgagecapital.com/loan-officer/27675952-d9b2-4a85-b166-c0722cdfeff5/MiguelFernandez.

### How long has Miguel been licensed?

The earliest state license record LenDb holds for Miguel is from October 21, 2025 (Nevada regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://mld.nv.gov/.

## At a glance

- Earliest state license record: October 21, 2025 (Nevada), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| NV | Nevada regulator | state_license | NMLO-136124 | active | confirmed | 2025-10-21 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: Clear Mortgage Capital, Inc. (NMLS 1935005). Source: https://clearmortgagecapital.com/loan-officer/27675952-d9b2-4a85-b166-c0722cdfeff5/MiguelFernandez, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2744283

## Contact

- View profile at Clear Mortgage Capital, Inc.: https://clearmortgagecapital.com/loan-officer/27675952-d9b2-4a85-b166-c0722cdfeff5/MiguelFernandez
- Office phone on file: shown at https://lendb.ai/lo/miguel-fernandez-2744283#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2744283
- state_regulator: https://mld.nv.gov/
- lender_site: https://clearmortgagecapital.com/loan-officer/27675952-d9b2-4a85-b166-c0722cdfeff5/MiguelFernandez

Cite as: Miguel Fernandez (NMLS 2744283), Clear Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/miguel-fernandez-2744283, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._