{
  "canonical_url": "https://lendb.ai/lo/mike-camarro-1699558",
  "lede": {
    "text": "Mike Camarro (NMLS 1699558) is a Loan Officer at Blue Water Mortgage, LLC, licensed in Massachusetts. Mike's own profile lists self-employed as a focus.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Mike licensed in Massachusetts?",
      "a": "Yes. Massachusetts regulator records list license MLO1699558 as active (verified 2026-10-26). LenDb has 1 other state on file for Mike.",
      "fields": [
        "licenses"
      ],
      "source": "Massachusetts state regulator",
      "source_url": "https://www.mass.gov/lists/download-a-list-of-approved-licensees",
      "verified_at": "2026-10-26"
    },
    {
      "q": "Does Mike list self-employed as a focus?",
      "a": "Mike's profile lists self-employed as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://bluewatermtg.com/our-team/mike-camarro",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Mike work for?",
      "a": "Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://bluewatermtg.com/our-team/mike-camarro/",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1699558,
    "slug": "mike-camarro-1699558",
    "canonical_url": "https://lendb.ai/lo/mike-camarro-1699558",
    "md_url": "https://lendb.ai/lo/mike-camarro-1699558.md",
    "json_url": "https://lendb.ai/lo/mike-camarro-1699558.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1699558",
    "full_name": {
      "value": "Mike Camarro",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/mike-camarro/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Mike",
    "last_name": "Camarro",
    "licensed_names": [
      {
        "name": "Michael Camarro",
        "name_with_middle_initial": null,
        "first_name": "Michael",
        "middle_initial": null,
        "last_name": "Camarro",
        "states": [
          "MA"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-26"
      }
    ],
    "headshot_url": null,
    "bio": {
      "value": "Mike Camarro is a licensed Loan Officer in MA and NH. They have decades of finance and accounting experience, including prior work as Controller and CFO for companies in several industries. Their profile says they are particularly adept at difficult scenarios involving self-employed clients.",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/mike-camarro/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/mike-camarro/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/mike-camarro/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1291,
      "lender_name": "Blue Water Mortgage, LLC",
      "lender_slug": "blue-water-mortgage-llc-1291",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bluewatermtg.com/our-team/mike-camarro/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/mike-camarro/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1291,
        "lender_name": "Blue Water Mortgage, LLC",
        "lender_slug": "blue-water-mortgage-llc-1291",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bluewatermtg.com/our-team/mike-camarro/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/mike-camarro/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": "MLO1699558",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.mass.gov/lists/download-a-list-of-approved-licensees",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "ma"
      },
      {
        "state": "NH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/mike-camarro/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/mike-camarro",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "role",
        "value": "Controller and CFO (prior career)",
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/mike-camarro/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Decades of finance and accounting experience",
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/mike-camarro/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 16:15:12.471355+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/mike-camarro-1699558#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/mike-camarro/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}