---
canonical_url: https://lendb.ai/lo/mike-carney-218037
json_url: https://lendb.ai/lo/mike-carney-218037.json
nmls_id: 218037
last_verified: 2026-10-09
---

# Mike Carney

Senior Loan Officer at First Heritage Mortgage. NMLS ID 218037 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218037)).

**Summary:** Mike Carney (NMLS 218037) is Senior Loan Officer at First Heritage Mortgage. Licensed in Pennsylvania, confirmed with the state regulator (license 45277). Also lists Maryland, South Carolina and Virginia on the lender page (not yet checked with the state regulator). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://fhmtg.com/officers/mike-carney/, verified 2026-10-09)
- Licensed in: Maryland (MD, lender_reported), Pennsylvania (PA, confirmed), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Mike has 25+ years in mortgage industry since 1993, helping clients across multiple states. He's been a Maryland resident for 35 years and focuses on state-specific home financing programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://fhmtg.com/officers/mike-carney/, verified 2026-10-09.
- years_experience: since 1993. Source: https://fhmtg.com/officers/mike-carney/, verified 2026-10-09.
- role: Loan Processor (began), then Loan Originator. Source: https://fhmtg.com/officers/mike-carney/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 45277 | active | confirmed |  | state_regulator | 2026-10-10 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548). Source: https://fhmtg.com/officers/mike-carney/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218037

## Contact

- linkedin_url: https://www.linkedin.com/in/michael-carney-13b0146/ (source: lender_site, verified 2026-10-09)
- View profile at First Heritage Mortgage: https://fhmtg.com/officers/mike-carney/
- Office phone on file: shown at https://lendb.ai/lo/mike-carney-218037#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/218037
- lender_site: https://fhmtg.com/officers/mike-carney/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Mike Carney (NMLS 218037), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/mike-carney-218037, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._