---
canonical_url: https://lendb.ai/lo/mike-dechristofano-214287
json_url: https://lendb.ai/lo/mike-dechristofano-214287.json
nmls_id: 214287
last_verified: 2026-10-09
---

# Mike DeChristofano

Producing Sales Manager at CrossCountry Mortgage, Denville, NJ. NMLS ID 214287 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/214287)).

**Summary:** Mike DeChristofano (NMLS 214287) is Producing Sales Manager at CrossCountry Mortgage, based in Denville, NJ. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Alaska, Arizona, Kentucky, North Carolina, New Jersey, New York, Ohio, South Carolina and 2 more on the lender page (not yet checked with the state regulator). Earliest state license record: November 17, 2020 (Florida), per state regulator. States 21 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: November 17, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 21 (source: https://crosscountrymortgage.com/denville-nj-3480/michael-dechristofano/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Alaska (AK, lender_reported), Arizona (AZ, lender_reported), Kentucky (KY, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, confirmed), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Mike DeChristofano, known as "Mike The Mortgage Guy," has 21 years of mortgage lending experience focused on understanding each client's unique story and matching them with the best loan product.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 21. Source: https://crosscountrymortgage.com/denville-nj-3480/michael-dechristofano/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO77405 | active | confirmed | 2020-11-17 | state_regulator | 2026-10-09 |
| AK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 102823 | active | confirmed |  | state_regulator | 2026-10-10 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Denville, NJ. Source: https://crosscountrymortgage.com/denville-nj-3480/michael-dechristofano/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/214287

## Contact

- linkedin_url: https://www.linkedin.com/in/mikede/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/denville-nj-3480/michael-dechristofano/
- Email on file: shown at https://lendb.ai/lo/mike-dechristofano-214287#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/214287
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/denville-nj-3480/michael-dechristofano/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Mike DeChristofano (NMLS 214287), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/mike-dechristofano-214287, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._