---
canonical_url: https://lendb.ai/lo/mike-fagan-182530
json_url: https://lendb.ai/lo/mike-fagan-182530.json
nmls_id: 182530
last_verified: 2026-10-15
---

# Mike Fagan

SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Ellicott City, MD. NMLS ID 182530 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/182530)).

**Summary:** Mike Fagan (NMLS 182530) is SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Ellicott City, MD. Lists Maryland on the lender page (not yet checked with the state regulator). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Maryland (MD, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Mike Fagan has 30+ years of mortgage experience and serves Central Maryland, the Eastern Shore and coastal Maryland. Their approach is education-first and stress-free.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Video intro available

Mike has a short recorded video intro on Guaranteed Rate Affinity, LLC's site.

Watch on Guaranteed Rate Affinity, LLC's site: https://www.grarate.com/loan-officers/mike-fagan-182530

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 30+. Source: https://www.grarate.com/loan-officers/mike-fagan-182530, verified 2026-10-15.
- service_area: Central Maryland, the Eastern Shore, and Maryland's coastal regions. Source: https://www.grarate.com/loan-officers/mike-fagan-182530, verified 2026-10-15.
- credential: Chairman's Circle. Source: https://www.grarate.com/loan-officers/mike-fagan-182530, verified 2026-10-15.
- credential: Scotsman Guide-ranked producer. Source: https://www.grarate.com/loan-officers/mike-fagan-182530, verified 2026-10-15.
- other: Has helped thousands of clients throughout Maryland secure financing. Source: https://www.grarate.com/loan-officers/mike-fagan-182530, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Ellicott City, MD. Source: https://www.grarate.com/loan-officers/mike-fagan-182530, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/182530

## Contact

- linkedin_url: https://www.linkedin.com/in/mike-fagan/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/mike-fagan-182530
- Office phone and Email on file: shown at https://lendb.ai/lo/mike-fagan-182530#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/182530
- lender_site: https://www.grarate.com/loan-officers/mike-fagan-182530
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Mike Fagan (NMLS 182530), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/mike-fagan-182530, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._