---
canonical_url: https://lendb.ai/lo/mike-henson-455545
json_url: https://lendb.ai/lo/mike-henson-455545.json
nmls_id: 455545
last_verified: 2026-10-09
---

# Mike Henson

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 455545 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/455545)).

**Summary:** Mike Henson (NMLS 455545) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Lists California on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Mike brings over 30 years of mortgage industry experience since 1994, including roles as originator, branch manager, and managing partner. He specializes in financial education and wealth-building mortgage strategies, serving Central Valley and Central Coast.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over three decades. Source: https://www.empirehomeloans.com/team/mike, verified 2026-10-09.
- years_experience: since 1994. Source: https://www.empirehomeloans.com/team/mike, verified 2026-10-09.
- role: Certified Mortgage Advisor. Source: https://www.empirehomeloans.com/team/mike, verified 2026-10-09.
- credential: Certified Mortgage Advisor. Source: https://www.empirehomeloans.com/team/mike, verified 2026-10-09.
- years_experience: 27 years in retail mortgage. Source: https://www.empirehomeloans.com/team/mike, verified 2026-10-09.
- service_area: Central Coast and Central Valley regions of California. Source: https://www.empirehomeloans.com/team/mike, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/mike, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/455545

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/mike
- Office phone and Email on file: shown at https://lendb.ai/lo/mike-henson-455545#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/455545
- lender_site: https://www.empirehomeloans.com/team/mike

Cite as: Mike Henson (NMLS 455545), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/mike-henson-455545, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._