---
canonical_url: https://lendb.ai/lo/mike-johns-223928
json_url: https://lendb.ai/lo/mike-johns-223928.json
nmls_id: 223928
last_verified: 2026-10-15
---

# Mike Johns

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Sedona, AZ. NMLS ID 223928 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/223928)).

**Summary:** Mike Johns (NMLS 223928) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Sedona, AZ. Focus areas shown on the lender page: FHA loan. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **FHA loan** (`fha`): from their lender profile page, confidence 0.50, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/mike-johns-223928

## About

Mortgage banker since 1977 and former producing branch manager in Chicago. Has worked on over 60 condominium projects and moved to Sedona, AZ in 2011.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 1977. Source: https://www.grarate.com/loan-officers/mike-johns-223928, verified 2026-10-15.
- education: Business Degree, Western Illinois University, Macomb, Illinois, June 1977. Source: https://www.grarate.com/loan-officers/mike-johns-223928, verified 2026-10-15.
- role: producing branch manager. Source: https://www.grarate.com/loan-officers/mike-johns-223928, verified 2026-10-15.
- education: 3-year School of Mortgage Banking. Source: https://www.grarate.com/loan-officers/mike-johns-223928, verified 2026-10-15.
- credential: real estate broker license, maintained 32 years. Source: https://www.grarate.com/loan-officers/mike-johns-223928, verified 2026-10-15.
- credential: GRI designation, 1987. Source: https://www.grarate.com/loan-officers/mike-johns-223928, verified 2026-10-15.
- credential: closed 900 mortgages in 1986, one of the top originators in the nation. Source: https://www.grarate.com/loan-officers/mike-johns-223928, verified 2026-10-15.
- community: served on Governors State University Real Estate Advisory Board. Source: https://www.grarate.com/loan-officers/mike-johns-223928, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Sedona, AZ. Source: https://www.grarate.com/loan-officers/mike-johns-223928, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/223928

## Contact

- linkedin_url: https://www.linkedin.com/in/michael-johns-0160b926/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/mike-johns-223928
- Office phone and Email on file: shown at https://lendb.ai/lo/mike-johns-223928#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/223928
- lender_site: https://www.grarate.com/loan-officers/mike-johns-223928
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Mike Johns (NMLS 223928), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/mike-johns-223928, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._