---
canonical_url: https://lendb.ai/lo/mike-layton-322517
json_url: https://lendb.ai/lo/mike-layton-322517.json
nmls_id: 322517
last_verified: 2026-10-09
---

# Mike Layton

Senior Mortgage Loan Officer at TowneBank Mortgage, Midlothian, VA. NMLS ID 322517 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/322517)).

**Summary:** Mike Layton (NMLS 322517) is Senior Mortgage Loan Officer at TowneBank Mortgage, based in Midlothian, VA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Mike has been in mortgage lending since 2003 with a conscientious and hands-on approach. A James Madison University graduate, he emphasizes personal involvement and attends client closings.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: James Madison University, majored in business and music. Source: https://townebankmortgage.com/officers/mike-layton/, verified 2026-10-09.
- years_experience: since 2003. Source: https://townebankmortgage.com/officers/mike-layton/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: TowneBank Mortgage (NMLS 512138), Midlothian, VA. Source: https://townebankmortgage.com/officers/mike-layton/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/322517

## Contact

- linkedin_url: https://www.linkedin.com/in/mike-layton-43945917/ (source: lender_site, verified 2026-10-09)
- View profile at TowneBank Mortgage: https://townebankmortgage.com/officers/mike-layton/
- Office phone and Email on file: shown at https://lendb.ai/lo/mike-layton-322517#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/322517
- lender_site: https://townebankmortgage.com/officers/mike-layton/

Cite as: Mike Layton (NMLS 322517), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/mike-layton-322517, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._