---
canonical_url: https://lendb.ai/lo/mike-molina-230545
json_url: https://lendb.ai/lo/mike-molina-230545.json
nmls_id: 230545
last_verified: 2026-10-09
---

# Mike Molina

Loan Officer at Intercap Lending, Cottonwood Heights, UT. NMLS ID 230545 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/230545)).

**Summary:** Mike Molina (NMLS 230545) is Loan Officer at Intercap Lending, based in Cottonwood Heights, UT. Lists Arizona, California, Montana, Nevada, Utah and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. States 19 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 19 (source: https://www.intercaplending.com/loan-officer/mike-molina/, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Montana (MT, lender_reported), Nevada (NV, lender_reported), Utah (UT, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/mike-molina/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/mike-molina/

## About

Mike Molina has been a residential mortgage lender for 19 years and owned a multi-state brokerage. He specializes in first-time homebuyers, investment properties, and reverse mortgages for seniors, combining loan expertise with a mission to help families build equity and retirees enjoy their later years.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 19. Source: https://www.intercaplending.com/loan-officer/mike-molina/, verified 2026-10-09.
- credential: recipient of awards from Department of Housing and Urban Development. Source: https://www.intercaplending.com/loan-officer/mike-molina/, verified 2026-10-09.
- role: owned brokerage with branches in Western United States. Source: https://www.intercaplending.com/loan-officer/mike-molina/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Intercap Lending (NMLS 190465), Cottonwood Heights, UT. Source: https://www.intercaplending.com/loan-officer/mike-molina/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/230545

## Contact

- linkedin_url: https://www.linkedin.com/in/mikemolinamortgageguru/ (source: lender_site, verified 2026-10-09)
- View profile at Intercap Lending: https://www.intercaplending.com/loan-officer/mike-molina/
- Email on file: shown at https://lendb.ai/lo/mike-molina-230545#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/230545
- lender_site: https://www.intercaplending.com/loan-officer/mike-molina/

Cite as: Mike Molina (NMLS 230545), Intercap Lending. LenDb.ai, https://lendb.ai/lo/mike-molina-230545, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._