---
canonical_url: https://lendb.ai/lo/mike-morrow-2323425
json_url: https://lendb.ai/lo/mike-morrow-2323425.json
nmls_id: 2323425
last_verified: 2026-10-09
---

# Mike Morrow

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 2323425 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2323425)).

**Summary:** Mike Morrow (NMLS 2323425) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, DSCR loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/mike-morrow-2323425
- **DSCR loan** (`dscr`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/mike-morrow-2323425
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/mike-morrow-2323425

## About

Mike Morrow has a background in financial services, including work at Wells Fargo in Private Client Services and Bank of America as a relationship manager. He specializes in DSCR loans for investors and CalHFA down payment assistance programs for first-time homebuyers in California.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/mike-morrow-2323425, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2323425

## Contact

- linkedin_url: https://www.linkedin.com/in/mike-morrow-2a560416/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/mike-morrow-2323425

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2323425
- lender_site: https://www.loanfactory.com/mortgage-expert/mike-morrow-2323425

Cite as: Mike Morrow (NMLS 2323425), Loan Factory. LenDb.ai, https://lendb.ai/lo/mike-morrow-2323425, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._