---
canonical_url: https://lendb.ai/lo/mike-petroske-452437
json_url: https://lendb.ai/lo/mike-petroske-452437.json
nmls_id: 452437
last_verified: 2026-10-16
---

# Mike Petroske

Senior Mortgage Loan Officer at Bell Bank, Saint Cloud, MN. NMLS ID 452437 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/452437)).

Mike Petroske (NMLS 452437) is a Senior Mortgage Loan Officer at Bell Bank in Saint Cloud, Minnesota. Mike's own profile lists FHA loan, USDA loan and VA loan as a focus.

**Summary:** Mike Petroske (NMLS 452437) is Senior Mortgage Loan Officer at Bell Bank, based in Saint Cloud, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan, USDA loan, VA loan, Construction loan and Renovation loan (203k / HomeStyle). Last verified 2026-10-16.

## Quick answers

### Is Mike licensed?

Mike works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Mike do FHA loans?

Mike's profile lists FHA loan as a focus (from their lender profile page). It also lists USDA loan, VA loan and construction loan. Source: https://bell.bank/mortgage/loan-officer/mikepetroske.

### What lender does Mike work for?

Bell Bank, company NMLS 419538, from the Saint Cloud, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/mikepetroske.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **FHA loan** (`fha`): from their lender profile page, confidence 0.59, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mikepetroske
- **USDA loan** (`usda`): from their lender profile page, confidence 0.59, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mikepetroske
- **VA loan** (`va`): from their lender profile page, confidence 0.59, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mikepetroske
- **Construction loan** (`construction`): from their lender profile page, confidence 0.58, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mikepetroske
- **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.58, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mikepetroske
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.39, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mikepetroske

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bell Bank (NMLS 419538), Saint Cloud, MN. Source: https://bell.bank/mortgage/loan-officer/mikepetroske, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/452437

## Contact

- View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/mikepetroske
- Office phone and Email on file: shown at https://lendb.ai/lo/mike-petroske-452437#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/452437
- lender_site: https://bell.bank/mortgage/loan-officer/mikepetroske

Cite as: Mike Petroske (NMLS 452437), Bell Bank. LenDb.ai, https://lendb.ai/lo/mike-petroske-452437, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._