---
canonical_url: https://lendb.ai/lo/mikhael-agbenu-2680628
json_url: https://lendb.ai/lo/mikhael-agbenu-2680628.json
nmls_id: 2680628
last_verified: 2026-10-24
---

# Mikhael Agbenu

Loan officer at E Mortgage Capital, Inc.. NMLS ID 2680628 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2680628)).

Mikhael Agbenu (NMLS 2680628) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Texas since 2025 and in Florida, Connecticut, Louisiana and 3 more states.

**Summary:** Mikhael Agbenu (NMLS 2680628) is a loan officer at E Mortgage Capital, Inc.. Licensed in 7 states confirmed with state regulators: Florida, Texas, Connecticut, Louisiana, Missouri, Oregon and California. Earliest state license record: June 26, 2025 (Texas), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Mikhael licensed in Florida?

Yes. Florida regulator records list license LO139799 as active, first effective July 22, 2025 (verified 2026-10-15). LenDb has 6 other states on file for Mikhael. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Mikhael work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Mikhael been licensed?

The earliest state license record LenDb holds for Mikhael is from June 26, 2025 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: June 26, 2025 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Mikhael M. Agbenu (CA, CT, FL, LA, MO, OR, TX, as of 2026-10-22)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed), Missouri (MO, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO139799 | active | confirmed | 2025-07-22 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2025-06-26 | state_regulator | 2026-10-13 |
| CT | Connecticut regulator | state_license | LO-2680628 | active | confirmed |  | state_regulator | 2026-10-15 |
| LA | Louisiana regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-07-15 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2680628 | active | confirmed | 2025-08-25 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2680628

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2680628
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/

Cite as: Mikhael Agbenu (NMLS 2680628), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/mikhael-agbenu-2680628, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._