---
canonical_url: https://lendb.ai/lo/mila-ioffe-1415622
json_url: https://lendb.ai/lo/mila-ioffe-1415622.json
nmls_id: 1415622
last_verified: 2026-10-19
---

# Mila Ioffe

Credit Solutions Advisor at Bank of America, Pleasant Hill, CA. NMLS ID 1415622 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1415622)).

Mila Ioffe (NMLS 1415622) is a Credit Solutions Advisor at Bank of America in Pleasant Hill, California. Mila speaks Russian.

**Summary:** Mila Ioffe (NMLS 1415622) is Credit Solutions Advisor at Bank of America, based in Pleasant Hill, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Bank of America also offers Down payment assistance, FHA loan, First-time buyer, HELOC and Jumbo loan and 2 more (a lender program, not confirmed as their own focus). Speaks Russian. States 11 years of experience. Last verified 2026-10-19.

## Quick answers

### Is Mila licensed?

Mila works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Mila work for?

Bank of America, company NMLS 399802, from the Pleasant Hill, CA office, per the lender's own site (verified 2026-10-19). Source: https://mortgage.bankofamerica.com/mila-ioffe.

### What languages does Mila speak?

Russian, per their lender page (verified 2026-10-19). Source: https://mortgage.bankofamerica.com/mila-ioffe.

### How much experience does Mila have?

Mila states 11 years of experience. Source: https://mortgage.bankofamerica.com/mila-ioffe.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 11 (source: https://mortgage.bankofamerica.com/mila-ioffe, verified 2026-10-19)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Russian (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Bank of America's programs, not confirmed as this person's focus)

- **Down payment assistance** (`down-payment-assistance`): verified 2026-10-08. Source: https://www.bankofamerica.com
- **FHA loan** (`fha`): verified 2026-10-08. Source: https://www.bankofamerica.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-08. Source: https://www.bankofamerica.com
- **HELOC** (`heloc`): verified 2026-10-08. Source: https://www.bankofamerica.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://www.bankofamerica.com
- **Physician and medical professional** (`physician`): verified 2026-10-08. Source: https://www.bankofamerica.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://www.bankofamerica.com

## Facts from the lender page and intro

- years_experience: 11. Source: https://mortgage.bankofamerica.com/mila-ioffe, verified 2026-10-19.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bank of America (NMLS 399802), Pleasant Hill, CA. Source: https://mortgage.bankofamerica.com/mila-ioffe, verified 2026-10-19.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1415622

## Contact

- View profile at Bank of America: https://mortgage.bankofamerica.com/mila-ioffe
- Office phone on file: shown at https://lendb.ai/lo/mila-ioffe-1415622#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1415622
- lender_site: https://mortgage.bankofamerica.com/mila-ioffe
- manual (lender programs): https://www.bankofamerica.com

Cite as: Mila Ioffe (NMLS 1415622), Bank of America. LenDb.ai, https://lendb.ai/lo/mila-ioffe-1415622, last verified 2026-10-19.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._