--- canonical_url: https://lendb.ai/lo/miles-gagg-2066630 json_url: https://lendb.ai/lo/miles-gagg-2066630.json nmls_id: 2066630 last_verified: 2026-10-30 --- # Miles Gagg Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, Scottsdale, AZ. NMLS ID 2066630 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2066630)). Miles Gagg (NMLS 2066630) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC in Scottsdale, Arizona, licensed in Texas since 2023 and in Florida, Connecticut, Delaware and 8 more states. Miles's own profile lists VA loan as a focus. **Summary:** Miles Gagg (NMLS 2066630) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, based in Scottsdale, AZ. Licensed in 12 states confirmed with state regulators: Florida, Texas, Connecticut, Delaware, Colorado, Arkansas, Iowa, Oregon and 4 more. Focus areas shown on the lender page: VA loan. Earliest state license record: November 1, 2023 (Texas), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Miles licensed in Florida? Yes. Florida regulator records list license LO125675 as active, first effective January 26, 2024 (verified 2026-10-15). LenDb has 11 other states on file for Miles. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does Miles do VA loans? Miles's profile lists VA loan as a focus (from their lender profile page). Source: https://independencehl.com/miles-gagg/. ### What lender does Miles work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, from the Scottsdale, AZ office, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/miles-gagg/. ### How long has Miles been licensed? The earliest state license record LenDb holds for Miles is from November 1, 2023 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/. ## At a glance - Earliest state license record: November 1, 2023 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Miles W. Gagg (AR, CA, CO, CT, DE, FL, IA, MD, OR, TX, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **VA loan** (`va`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://independencehl.com/miles-gagg/ ## About Miles Gagg is an Executive Loan Officer based in Scottsdale, Arizona, with a career spanning over 4 years. Earlier, at a veteran-owned bank, they specialized in working with veterans and rose to Vice President. Outside work they enjoy football, gym sessions and travel. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: over 4. Source: https://independencehl.com/miles-gagg/, verified 2026-10-15. - role: Vice President (earlier role at a veteran-owned bank). Source: https://independencehl.com/miles-gagg/, verified 2026-10-15. - other: one of the company's top Loan Officers at a previous lender. Source: https://independencehl.com/miles-gagg/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO125675 | active | confirmed | 2024-01-26 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2023-11-01 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-2066630 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | CO | Colorado regulator | state_license | 100537666 | active | confirmed | 2023-11-13 | state_regulator | 2026-10-16 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 51030 | active | confirmed | 2023-11-09 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2024-03-08 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2066630 | active | confirmed | 2023-11-16 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2066630 | active | confirmed | 2023-12-27 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | IL | Illinois regulator | state_license | 31.0083245 | active | confirmed | 2023-11-09 | state_regulator | 2026-10-28 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174), Scottsdale, AZ. Source: https://independencehl.com/miles-gagg/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2066630 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/miles-gagg/ - Office phone and Email on file: shown at https://lendb.ai/lo/miles-gagg-2066630#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2066630 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=320937&contact=551592 - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://independencehl.com/miles-gagg/ Cite as: Miles Gagg (NMLS 2066630), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/miles-gagg-2066630, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._