---
canonical_url: https://lendb.ai/lo/miles-kobin-219273
json_url: https://lendb.ai/lo/miles-kobin-219273.json
nmls_id: 219273
last_verified: 2026-10-09
---

# Miles Kobin

Home Mortgage Consultant, Military Lending Specialist at Wells Fargo Home Mortgage, Columbia, MD. NMLS ID 219273 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219273)).

**Summary:** Miles Kobin (NMLS 219273) is Home Mortgage Consultant, Military Lending Specialist at Wells Fargo Home Mortgage, based in Columbia, MD. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan. Earliest state license record: June 28, 2018 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 28, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homeloans.wellsfargo.com/mortgage/md/columbia/miles-kobin

## Facts from the lender page and intro

- service_area: Columbia, MD and surrounding areas. Source: https://homeloans.wellsfargo.com/mortgage/md/columbia/miles-kobin, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO54451 | expired | confirmed | 2018-06-28 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Wells Fargo Home Mortgage (NMLS 399801), Columbia, MD. Source: https://homeloans.wellsfargo.com/mortgage/md/columbia/miles-kobin, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219273

## Contact

- linkedin_url: https://www.linkedin.com/in/miles-kobin-5b35183b/ (source: lender_site, verified 2026-10-09)
- View profile at Wells Fargo Home Mortgage: https://homeloans.wellsfargo.com/mortgage/md/columbia/miles-kobin
- Office phone and Email on file: shown at https://lendb.ai/lo/miles-kobin-219273#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219273
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://homeloans.wellsfargo.com/mortgage/md/columbia/miles-kobin

Cite as: Miles Kobin (NMLS 219273), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/miles-kobin-219273, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._