---
canonical_url: https://lendb.ai/lo/miranda-cummins-1685809
json_url: https://lendb.ai/lo/miranda-cummins-1685809.json
nmls_id: 1685809
last_verified: 2026-10-09
---

# Miranda Cummins

Mortgage Loan Officer at Truist Bank, Winston Salem, NC. NMLS ID 1685809 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1685809)).

**Summary:** Miranda Cummins (NMLS 1685809) is Mortgage Loan Officer at Truist Bank, based in Winston Salem, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties


## About

Miranda helps clients navigate the home loan process with transparency and efficiency. Her focus is on making the loan application process easy to understand and delivering an exceptional home financing experience.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Master of Business Administration from University of North Carolina at Pembroke, 2020. Source: https://www.truist.com/finder/mortgage/miranda-cummins-mortgage-loan-officer-winston-salem-nc-27104, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Winston Salem, NC. Source: https://www.truist.com/finder/mortgage/miranda-cummins-mortgage-loan-officer-winston-salem-nc-27104, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1685809

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/miranda-cummins-mortgage-loan-officer-winston-salem-nc-27104
- Office phone and Email on file: shown at https://lendb.ai/lo/miranda-cummins-1685809#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1685809
- lender_site: https://www.truist.com/finder/mortgage/miranda-cummins-mortgage-loan-officer-winston-salem-nc-27104

Cite as: Miranda Cummins (NMLS 1685809), Truist Bank. LenDb.ai, https://lendb.ai/lo/miranda-cummins-1685809, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._