---
canonical_url: https://lendb.ai/lo/miranda-ronke-czarniecki-691467
json_url: https://lendb.ai/lo/miranda-ronke-czarniecki-691467.json
nmls_id: 691467
last_verified: 2026-10-09
---

# Miranda Estera Ronke-Czarniecki

Branch Manager at Fairway Independent Mortgage Corporation, Ludlow, MA. NMLS ID 691467 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/691467)).

**Summary:** Miranda Estera Ronke-Czarniecki (NMLS 691467) is Branch Manager at Fairway Independent Mortgage Corporation, based in Ludlow, MA. Licensed in Florida, confirmed with the state regulator (license LO136481). Also lists Connecticut and New Hampshire on the lender page (not yet checked with the state regulator). Speaks Polish, Russian and Ukrainian. Earliest state license record: March 24, 2025 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 24, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Connecticut (CT, lender_reported), New Hampshire (NH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Polish, Russian, Ukrainian
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO136481 | active | confirmed | 2025-03-24 | state_regulator | 2026-10-09 |
| CT | state_license | LO-691467 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | 691467 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Ludlow, MA. Source: https://www.fairway.com/lo/miranda-ronkeczarniecki-691467, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/691467

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/miranda-ronkeczarniecki-691467
- Office phone and Email on file: shown at https://lendb.ai/lo/miranda-ronke-czarniecki-691467#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/691467
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.fairway.com/lo/miranda-ronkeczarniecki-691467

Cite as: Miranda Estera Ronke-Czarniecki (NMLS 691467), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/miranda-ronke-czarniecki-691467, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._