---
canonical_url: https://lendb.ai/lo/mitchell-kosek-2641639
json_url: https://lendb.ai/lo/mitchell-kosek-2641639.json
nmls_id: 2641639
last_verified: 2026-10-31
---

# Mitchell Kosek

Loan officer at Freedom Mortgage. NMLS ID 2641639 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2641639)).

Mitchell Kosek (NMLS 2641639) is a mortgage loan officer at Freedom Mortgage, licensed in Nevada since 2025 and in Florida, Connecticut, Louisiana and 2 more states. Mitchell works at an FHA-approved lender, per HUD.

**Summary:** Mitchell Kosek (NMLS 2641639) is a loan officer at Freedom Mortgage. Licensed in 6 states confirmed with state regulators: Florida, Connecticut, Louisiana, Missouri, Arkansas and Nevada. Earliest state license record: May 1, 2025 (Nevada), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Mitchell licensed in Florida?

Yes. Florida regulator records list license LO138258 as active, first effective May 22, 2025 (verified 2026-10-15). LenDb has 5 other states on file for Mitchell. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Mitchell work for, and is it FHA-approved?

Freedom Mortgage, company NMLS 2767, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://securities.arkansas.gov/loans/nmls/.

### How long has Mitchell been licensed?

The earliest state license record LenDb holds for Mitchell is from May 1, 2025 (Nevada regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://mld.nv.gov/.

## At a glance

- Earliest state license record: May 1, 2025 (Nevada), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Mitchell R. Kosek (AR, CA, CT, FL, LA, MO, NV, as of 2026-10-28)
- Licensed in: Florida (FL, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Nevada (NV, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO138258 | active | confirmed | 2025-05-22 | state_regulator | 2026-10-15 |
| CT | Connecticut regulator | state_license | LO-2641639 | active | confirmed |  | state_regulator | 2026-10-15 |
| LA | Louisiana regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2641639 | inactive | confirmed | 2025-05-09 | state_regulator | 2026-10-24 |
| NV | Nevada regulator | state_license | NMLO-125290 | active | confirmed | 2025-05-01 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: Freedom Mortgage (NMLS 2767). Source: https://securities.arkansas.gov/loans/nmls/, verified 2026-10-20.
- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2641639

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2641639
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://mld.nv.gov/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Mitchell Kosek (NMLS 2641639), Freedom Mortgage. LenDb.ai, https://lendb.ai/lo/mitchell-kosek-2641639, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._