---
canonical_url: https://lendb.ai/lo/mitchell-patterson-2560483
json_url: https://lendb.ai/lo/mitchell-patterson-2560483.json
nmls_id: 2560483
last_verified: 2026-10-15
---

# Mitchell Patterson

Loan Officer at Cliffco, Inc., Excelsior, MN. NMLS ID 2560483 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2560483)).

Based in Excelsior, Minnesota, Mitchell Patterson (NMLS 2560483) is a Loan Officer at Cliffco, Inc., licensed in Texas since 2026. Mitchell works at an FHA-approved lender, per HUD.

**Summary:** Mitchell Patterson (NMLS 2560483) is Loan Officer at Cliffco, Inc., based in Excelsior, MN. Licensed in Texas, confirmed with the state regulator. Also lists Florida and Minnesota on the lender page (not yet checked with the state regulator). Earliest state license record: April 13, 2026 (Texas), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Mitchell licensed in Minnesota?

Cliffco, Inc.'s page for Mitchell lists Minnesota. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 2 other states on file for Mitchell. Source: https://cliffcomortgage.com/mpatterson/.

### What lender does Mitchell work for, and is it FHA-approved?

Cliffco, Inc., company NMLS 65328, from the Excelsior, MN office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://cliffcomortgage.com/mpatterson/.

### How long has Mitchell been licensed?

The earliest state license record LenDb holds for Mitchell is from April 13, 2026 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: April 13, 2026 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Mitchell K. Patterson (CA, TX, as of 2026-10-22)
- Licensed in: Texas (TX, confirmed), Florida (FL, lender_reported), Minnesota (MN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-04-13 | state_regulator | 2026-10-13 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2560483 | inactive | confirmed | 2026-10-10 | state_regulator | 2026-10-24 |
| FL |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MN |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Cliffco, Inc. (NMLS 65328), Excelsior, MN. Source: https://cliffcomortgage.com/mpatterson/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2560483

## Contact

- View profile at Cliffco, Inc.: https://cliffcomortgage.com/mpatterson/
- Office phone and Email on file: shown at https://lendb.ai/lo/mitchell-patterson-2560483#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2560483
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://cliffcomortgage.com/mpatterson/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Mitchell Patterson (NMLS 2560483), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/mitchell-patterson-2560483, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._