--- canonical_url: https://lendb.ai/lo/mohammed-fradi-2126307 json_url: https://lendb.ai/lo/mohammed-fradi-2126307.json nmls_id: 2126307 last_verified: 2026-10-30 --- # Frank Fradi Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2126307 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2126307)). Frank Fradi (NMLS 2126307) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Illinois since 2022 and in Florida, Delaware, Missouri and 5 more states. **Summary:** Frank Fradi (NMLS 2126307) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 9 states confirmed with state regulators: Florida, Delaware, Missouri, Arkansas, Iowa, Oregon, Wisconsin, California and 1 more. Earliest state license record: January 25, 2022 (Illinois), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Frank licensed in Florida? Yes. Florida regulator records list license LO148602 as active, first effective June 10, 2026 (verified 2026-10-15). LenDb has 8 other states on file for Frank. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Frank work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-26). Source: https://independencehl.com/frank-fradi/. ### How long has Frank been licensed? The earliest state license record LenDb holds for Frank is from January 25, 2022 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html. ## At a glance - Earliest state license record: January 25, 2022 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Illinois (IL, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About Frank Fradi is an Executive Loan Officer. They are a University of Michigan graduate with a finance and accounting background. Outside of work, they enjoy family time, hiking, traveling and boxing. Source: LenDb summary of the lender page, verified 2026-10-26. ## Facts from the lender page and intro - education: University of Michigan graduate. Source: https://independencehl.com/frank-fradi/, verified 2026-10-26. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO148602 | active | confirmed | 2026-06-10 | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 57437 | active | confirmed | 2026-05-28 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2024-11-14 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2126307 | active | confirmed | 2026-06-16 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2126307 | active | confirmed | 2024-11-14 | state_regulator | 2026-10-24 | | IL | Illinois regulator | state_license | 31.0075232 | active | confirmed | 2022-01-25 | state_regulator | 2026-10-28 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/frank-fradi/, verified 2026-10-26. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2126307 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/frank-fradi/ - Office phone and Email on file: shown at https://lendb.ai/lo/mohammed-fradi-2126307#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2126307 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - lender_site: https://independencehl.com/frank-fradi/ Cite as: Frank Fradi (NMLS 2126307), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/mohammed-fradi-2126307, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._