{
  "canonical_url": "https://lendb.ai/lo/molly-sterns-1836959",
  "loan_officer": {
    "nmls_id": 1836959,
    "slug": "molly-sterns-1836959",
    "canonical_url": "https://lendb.ai/lo/molly-sterns-1836959",
    "md_url": "https://lendb.ai/lo/molly-sterns-1836959.md",
    "json_url": "https://lendb.ai/lo/molly-sterns-1836959.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1836959",
    "full_name": {
      "value": "Molly Sterns",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
      "verified_at": "2026-10-09"
    },
    "first_name": "Molly",
    "last_name": "Sterns",
    "headshot_url": {
      "value": "https://img.fairway.com/images/head_shot/molly-sterns-1836959.jpg",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Molly Sue majored in business and finance at Worcester State University and started her internship with Fairway in May 2017. She prioritizes listening to clients and coaching them through the mortgage process to help them reach their homeownership goals.",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2289,
      "lender_name": "Fairway Independent Mortgage Corporation",
      "lender_slug": "fairway-independent-mortgage-2289",
      "branch_city": "Newburyport",
      "branch_state": "MA",
      "branch_zip": "01950",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.fairway.com/lo/molly-sterns-1836959",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2289,
        "lender_name": "Fairway Independent Mortgage Corporation",
        "lender_slug": "fairway-independent-mortgage-2289",
        "branch_city": "Newburyport",
        "branch_state": "MA",
        "branch_zip": "01950",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.fairway.com/lo/molly-sterns-1836959",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO100190",
        "status": "active",
        "issued_at": "2022-01-10",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": "LO-1836959",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "ME",
        "license_type": "state_license",
        "license_number": "1836959TemporaryAuthority",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NH",
        "license_type": "state_license",
        "license_number": "1836959",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VT",
        "license_type": "state_license",
        "license_number": "MLO-1836959",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "Business and finance from Worcester State University",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "years_experience",
        "value": "since 2017",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Volunteers at the Colleen Ritzer Memorial Walk each year",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 20:07:04.866355+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/molly-sterns-1836959#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/molly-sterns-1836959",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2022-01-10",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2022,
      "state": "FL"
    },
    "federal_registration": null
  }
}