---
canonical_url: https://lendb.ai/lo/mona-cheung-225300
json_url: https://lendb.ai/lo/mona-cheung-225300.json
nmls_id: 225300
last_verified: 2026-10-31
---

# Mona Cheung

Loan officer at Standard Mortgage Capital LLC. NMLS ID 225300 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/225300)).

Mona Cheung (NMLS 225300) is a mortgage loan officer at Standard Mortgage Capital LLC, licensed in California since 2023 and in Florida, Texas and Nevada. Mona works at an FHA-approved lender, per HUD.

**Summary:** Mona Cheung (NMLS 225300) is a loan officer at Standard Mortgage Capital LLC. Licensed in 4 states confirmed with state regulators: Florida, Texas, California and Nevada. Earliest state license record: March 30, 2023 (California), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Mona licensed in Florida?

Yes. Florida regulator records list license LO120139 as active, first effective May 20, 2023 (verified 2026-10-15). LenDb has 3 other states on file for Mona. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Mona work for, and is it FHA-approved?

Standard Mortgage Capital LLC, company NMLS 1604663, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.sml.texas.gov/.

### How long has Mona been licensed?

The earliest state license record LenDb holds for Mona is from March 30, 2023 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: March 30, 2023 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Mona M. Cheung (CA, FL, NV, OR, TX, as of 2026-10-28)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DFPI, confirmed), Nevada (NV, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO120139 | active | confirmed | 2023-05-20 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-04-03 | state_regulator | 2026-10-13 |
| OR | Oregon regulator | state_license | n/a | inactive | confirmed | 2023-04-03 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI225300 | active | confirmed | 2023-03-30 | state_regulator | 2026-10-24 |
| NV | Nevada regulator | state_license | NMLO-1195231 | active | confirmed | 2023-03-30 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: Standard Mortgage Capital LLC (NMLS 1604663). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/225300

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/225300
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://mld.nv.gov/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Mona Cheung (NMLS 225300), Standard Mortgage Capital LLC. LenDb.ai, https://lendb.ai/lo/mona-cheung-225300, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._