---
canonical_url: https://lendb.ai/lo/monica-ao-429598
json_url: https://lendb.ai/lo/monica-ao-429598.json
nmls_id: 429598
last_verified: 2026-10-09
---

# Monica Ao

Senior Loan Officer at Guild Mortgage, Clackamas, OR. NMLS ID 429598 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/429598)).

**Summary:** Monica Ao (NMLS 429598) is Senior Loan Officer at Guild Mortgage, based in Clackamas, OR. Lists Oregon and Washington on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Relationship-driven mortgage professional with expertise in helping clients at every milestone. Known for warm, approachable style and serves as a steady partner through the home lending process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Clackamas, OR. Source: https://branches.guildmortgage.com/or/clackamas/monica-ao-893-mgmao.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/429598

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/or/clackamas/monica-ao-893-mgmao.html
- Email on file: shown at https://lendb.ai/lo/monica-ao-429598#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/429598
- lender_site: https://branches.guildmortgage.com/or/clackamas/monica-ao-893-mgmao.html

Cite as: Monica Ao (NMLS 429598), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/monica-ao-429598, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._