---
canonical_url: https://lendb.ai/lo/monica-chavez-219865
json_url: https://lendb.ai/lo/monica-chavez-219865.json
nmls_id: 219865
last_verified: 2026-10-13
---

# Monica Chavez

Loan officer at JNC Mortgage Company, Inc.. NMLS ID 219865 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219865)).

Monica Chavez (NMLS 219865) is a mortgage loan officer at JNC Mortgage Company, Inc., licensed in Texas since 2009. Monica works at an FHA-approved lender, per HUD.

**Summary:** Monica Chavez (NMLS 219865) is a loan officer at JNC Mortgage Company, Inc.. Licensed in Texas, confirmed with the state regulator. Earliest state license record: May 14, 2009 (Texas), per state regulator. Last verified 2026-10-13.

## Quick answers

### Is Monica licensed in Texas?

Yes. Texas regulator records list a license as active, first effective May 14, 2009 (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### What lender does Monica work for, and is it FHA-approved?

JNC Mortgage Company, Inc., company NMLS 219155, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Nov 2025). Source: https://www.sml.texas.gov/.

### How long has Monica been licensed?

The earliest state license record LenDb holds for Monica is from May 14, 2009 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: May 14, 2009 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Nov 2025): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2009-05-14 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: JNC Mortgage Company, Inc. (NMLS 219155). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219865

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219865
- state_regulator: https://www.sml.texas.gov/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Monica Chavez (NMLS 219865), JNC Mortgage Company, Inc.. LenDb.ai, https://lendb.ai/lo/monica-chavez-219865, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._