--- canonical_url: https://lendb.ai/lo/monica-proenza-2485041 json_url: https://lendb.ai/lo/monica-proenza-2485041.json nmls_id: 2485041 last_verified: 2026-10-20 --- # Monica Proenza Loan Originator at Barrett Financial Group, Chandler, AZ. NMLS ID 2485041 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2485041)). Based in Chandler, Arizona, Monica Proenza (NMLS 2485041) is a Loan Originator at Barrett Financial Group, serving Indiana. Monica's focus, from their own profile, includes first-time buyer, down payment assistance and ITIN borrower, and Monica speaks English and Spanish. **Summary:** Monica Proenza (NMLS 2485041) is Loan Originator at Barrett Financial Group, based in Chandler, AZ. Lists Indiana on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Down payment assistance and ITIN borrower. Barrett Financial Group also offers FHA loan, HELOC, Jumbo loan, Non-QM loan and Reverse mortgage and 2 more (a lender program, not confirmed as their own focus). Speaks English and Spanish. States 18 years of experience. Last verified 2026-10-20. ## Quick answers ### Is Monica licensed in Indiana? Barrett Financial Group's page for Monica lists Indiana. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. Source: https://www.barrettfinancial.com/mproenza. ### Does Monica list first-time buyer as a focus? Monica's profile lists first-time buyer as a focus (from their lender profile page). It also lists down payment assistance and ITIN borrower. Source: https://www.barrettfinancial.com/mproenza. ### What lender does Monica work for? Barrett Financial Group, company NMLS 181106, from the Chandler, AZ office, per the lender's own site (verified 2026-10-20). Source: https://www.barrettfinancial.com/mproenza. ### What languages does Monica speak? English and Spanish, per their lender page (verified 2026-10-20). Source: https://www.barrettfinancial.com/mproenza. ### How much experience does Monica have? Monica states 18 years of experience. Source: https://www.barrettfinancial.com/mproenza. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 18 (source: https://www.barrettfinancial.com/mproenza, verified 2026-10-20) - Licensed in: Indiana (IN, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: English, Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.90, verified 2026-10-20. Source: https://www.barrettfinancial.com/mproenza - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.80, verified 2026-10-20. Source: https://www.barrettfinancial.com/mproenza - **ITIN borrower** (`itin`): from their lender profile page, confidence 0.80, verified 2026-10-20. Source: https://www.barrettfinancial.com/mproenza ### Their lender offers (lender level: Barrett Financial Group's programs, not confirmed as this person's focus) - **FHA loan** (`fha`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **HELOC** (`heloc`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Jumbo loan** (`jumbo`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Non-QM loan** (`non-qm`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Reverse mortgage** (`reverse`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **USDA loan** (`usda`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **VA loan** (`va`): verified 2026-10-09. Source: https://www.barrettfinancial.com ## Facts from the lender page and intro - years_experience: 18. Source: https://www.barrettfinancial.com/mproenza, verified 2026-10-20. - role: Licensed real estate agent in Florida before becoming a loan officer. Source: https://www.barrettfinancial.com/mproenza, verified 2026-10-20. - service_area: Indiana. Source: https://www.barrettfinancial.com/mproenza, verified 2026-10-20. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | IN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-20 | ## Employment history - ? to present: Barrett Financial Group (NMLS 181106), Chandler, AZ. Source: https://www.barrettfinancial.com/mproenza, verified 2026-10-20. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2485041 ## Contact - linkedin_url: https://www.linkedin.com/in/monica-guerra-469b77131/ (source: lender_site, verified 2026-10-20) - View profile at Barrett Financial Group: https://www.barrettfinancial.com/mproenza - Office phone and Email on file: shown at https://lendb.ai/lo/monica-proenza-2485041#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2485041 - lender_site: https://www.barrettfinancial.com/mproenza - lender_site (lender programs): https://www.barrettfinancial.com Cite as: Monica Proenza (NMLS 2485041), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/monica-proenza-2485041, last verified 2026-10-20. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._