---
canonical_url: https://lendb.ai/lo/monica-ross-2597031
json_url: https://lendb.ai/lo/monica-ross-2597031.json
nmls_id: 2597031
last_verified: 2026-10-26
---

# Monica Ross

Mortgage Loan Officer at The Washington Trust Company, of Westerly, Warwick, RI. NMLS ID 2597031 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2597031)).

Based in Warwick, Rhode Island, Monica Ross (NMLS 2597031) is a Mortgage Loan Officer at The Washington Trust Company, of Westerly. Monica speaks Spanish.

**Summary:** Monica Ross (NMLS 2597031) is Mortgage Loan Officer at The Washington Trust Company, of Westerly, based in Warwick, RI. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Speaks Spanish. Last verified 2026-10-26.

## Quick answers

### Is Monica licensed?

Monica works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Monica work for?

The Washington Trust Company, of Westerly, company NMLS 414726, from the Warwick, RI office, per the lender's own site (verified 2026-10-26). Source: https://www.washtrust.com/application/monica-ross.

### What languages does Monica speak?

Spanish, per their lender page (verified 2026-10-26). Source: https://www.washtrust.com/application/monica-ross.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- service_area: Rhode Island and the surrounding areas. Source: https://www.washtrust.com/application/monica-ross, verified 2026-10-26.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: The Washington Trust Company, of Westerly (NMLS 414726), Warwick, RI. Source: https://www.washtrust.com/application/monica-ross, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2597031

## Contact

- View profile at The Washington Trust Company, of Westerly: https://www.washtrust.com/application/monica-ross
- Office phone and Email on file: shown at https://lendb.ai/lo/monica-ross-2597031#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2597031
- lender_site: https://www.washtrust.com/application/monica-ross

Cite as: Monica Ross (NMLS 2597031), The Washington Trust Company, of Westerly. LenDb.ai, https://lendb.ai/lo/monica-ross-2597031, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._