---
canonical_url: https://lendb.ai/lo/monika-chrupczak-2376531
json_url: https://lendb.ai/lo/monika-chrupczak-2376531.json
nmls_id: 2376531
last_verified: 2026-10-27
---

# Monika Chrupczak

Loan officer at West Capital Lending, Inc.. NMLS ID 2376531 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2376531)).

Monika Chrupczak (NMLS 2376531) is a mortgage loan officer at West Capital Lending, Inc., licensed in Texas since 2023 and in Florida, California, Colorado and 6 more states.

**Summary:** Monika Chrupczak (NMLS 2376531) is a loan officer at West Capital Lending, Inc.. Licensed in 10 states confirmed with state regulators: Florida, Texas, California, Colorado, Missouri, Arkansas, Iowa, Oregon and 2 more. Earliest state license record: January 29, 2023 (Texas), per state regulator. Last verified 2026-10-27.

## Quick answers

### Is Monika licensed in Florida?

Yes. Florida regulator records list license LO117488 as active, first effective February 15, 2023 (verified 2026-10-15). LenDb has 9 other states on file for Monika. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Monika work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Monika been licensed?

The earliest state license record LenDb holds for Monika is from January 29, 2023 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: January 29, 2023 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Monika E. Chrupczak (AR, CO, FL, IA, MO, OR, TX, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO117488 | active | confirmed | 2023-02-15 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-01-29 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02075414 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100538942 | active | confirmed | 2024-05-09 | state_regulator | 2026-10-16 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 51551 | active | confirmed | 2024-03-18 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-08-21 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 2376531 | active | confirmed | 2025-08-19 | state_regulator | 2026-10-21 |
| WY | Wyoming regulator | state_license | 109060 | active | confirmed | 2025-08-21 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2376531

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2376531
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=323230&contact=554374
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Monika Chrupczak (NMLS 2376531), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/monika-chrupczak-2376531, last verified 2026-10-27.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._