---
canonical_url: https://lendb.ai/lo/monique-miller-220904
json_url: https://lendb.ai/lo/monique-miller-220904.json
nmls_id: 220904
last_verified: 2026-10-09
---

# Monique Miller

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 220904 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/220904)).

**Summary:** Monique Miller (NMLS 220904) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Focus areas shown on the lender page: First-time buyer and Real estate investor. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.empirehomeloans.com/team/monique, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/monique
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/monique

## About

Monique has nearly 30 years in the mortgage industry, specializing in first-time homebuyers and real estate investors. She serves Placer and Sacramento County with attention to detail and care.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.empirehomeloans.com/team/monique, verified 2026-10-09.
- service_area: Placer County and Sacramento County. Source: https://www.empirehomeloans.com/team/monique, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/monique, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/220904

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/monique
- Office phone and Email on file: shown at https://lendb.ai/lo/monique-miller-220904#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/220904
- lender_site: https://www.empirehomeloans.com/team/monique

Cite as: Monique Miller (NMLS 220904), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/monique-miller-220904, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._