---
canonical_url: https://lendb.ai/lo/naida-sepulveda-1498788
json_url: https://lendb.ai/lo/naida-sepulveda-1498788.json
nmls_id: 1498788
last_verified: 2026-10-15
---

# Naida Sepulveda

Loan Officer at think one mortgage inc, Palm Harbor, FL. NMLS ID 1498788 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1498788)).

Naida Sepulveda (NMLS 1498788) is a Loan Officer at think one mortgage inc in Palm Harbor, Florida, licensed in Florida since 2016. Naida works at an FHA-approved lender, per HUD.

**Summary:** Naida Sepulveda (NMLS 1498788) is Loan Officer at think one mortgage inc, based in Palm Harbor, FL. Licensed in Florida, confirmed with the state regulator (license LO36195). Earliest state license record: August 2, 2016 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Naida licensed in Florida?

Yes. Florida regulator records list license LO36195 as active, first effective August 2, 2016 (verified 2026-10-15). Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Naida work for, and is it FHA-approved?

think one mortgage inc, company NMLS 125182, from the Palm Harbor, FL office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://thinkmtg.com/lo-naida-sepulveda/.

### How long has Naida been licensed?

The earliest state license record LenDb holds for Naida is from August 2, 2016 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

## At a glance

- Earliest state license record: August 2, 2016 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Naida M. Sepulveda (FL, as of 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO36195 | active | confirmed | 2016-08-02 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: think one mortgage inc (NMLS 125182), Palm Harbor, FL. Source: https://thinkmtg.com/lo-naida-sepulveda/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1498788

## Contact

- View profile at think one mortgage inc: https://thinkmtg.com/lo-naida-sepulveda/
- Office phone and Email on file: shown at https://lendb.ai/lo/naida-sepulveda-1498788#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1498788
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://thinkmtg.com/lo-naida-sepulveda/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Naida Sepulveda (NMLS 1498788), think one mortgage inc. LenDb.ai, https://lendb.ai/lo/naida-sepulveda-1498788, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._