--- canonical_url: https://lendb.ai/lo/nancy-bayat-374390 json_url: https://lendb.ai/lo/nancy-bayat-374390.json nmls_id: 374390 last_verified: 2026-10-30 --- # Nancy Bayat Loan officer at E Mortgage Capital, Inc., Henderson, NV. NMLS ID 374390 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/374390)). Nancy Bayat (NMLS 374390) is a mortgage loan officer at E Mortgage Capital, Inc. in Henderson, Nevada, licensed in California since 2015 and in Florida, Texas, Connecticut and 10 more states. **Summary:** Nancy Bayat (NMLS 374390) is a loan officer at E Mortgage Capital, Inc., based in Henderson, NV. Licensed in 14 states confirmed with state regulators: Florida, Texas, Connecticut, Louisiana, Delaware, Missouri, Arkansas, Iowa and 6 more. Earliest state license record: July 30, 2015 (California), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Nancy licensed in Florida? Yes. Florida regulator records list license LO38030 as active, first effective January 4, 2017 (verified 2026-10-15). LenDb has 13 other states on file for Nancy. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Nancy work for? E Mortgage Capital, Inc., company NMLS 1416824, from the Henderson, NV office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Nancy been licensed? The earliest state license record LenDb holds for Nancy is from July 30, 2015 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: July 30, 2015 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Nancy N. Bayat (AR, CA, CT, DE, FL, IA, LA, MD, MO, OR, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO38030 | active | confirmed | 2017-01-04 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2020-10-05 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-374390 | active | confirmed | | state_regulator | 2026-10-15 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 53718 | active | confirmed | 2025-02-07 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | 374390 | active | confirmed | 2019-11-22 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 374390 | active | confirmed | 2024-03-27 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO374390 | active | confirmed | 2015-07-30 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 101394 | active | confirmed | 2021-02-10 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0073041 | active | confirmed | 2021-11-09 | state_regulator | 2026-10-28 | ## Employment history - ? to present: E Mortgage Capital, Inc. (NMLS 1416824), Henderson, NV. Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/374390 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/374390 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html Cite as: Nancy Bayat (NMLS 374390), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/nancy-bayat-374390, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._