---
canonical_url: https://lendb.ai/lo/nancy-cady-234681
json_url: https://lendb.ai/lo/nancy-cady-234681.json
nmls_id: 234681
last_verified: 2026-10-09
---

# Nancy Cady

Senior Loan Officer at Ruoff Mortgage. NMLS ID 234681 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/234681)).

**Summary:** Nancy Cady (NMLS 234681) is Senior Loan Officer at Ruoff Mortgage. Licensed in Florida, confirmed with the state regulator (license LO124969). Also lists Indiana, Michigan, Ohio and South Carolina on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Michigan (MI, lender_reported), Ohio (OH, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- credential: President's Club 3x Winner. Source: https://www.ruoff.com/NancyCady, verified 2026-10-09.
- credential: Scotsman Guide Top Mortgage Lenders. Source: https://www.ruoff.com/NancyCady, verified 2026-10-09.
- other: 98.04% Customer Satisfaction Score. Source: https://www.ruoff.com/NancyCady, verified 2026-10-09.
- credential: Ohio MLO license MLO.050583.001. Source: https://www.ruoff.com/NancyCady, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO124969 | active | confirmed | 2023-12-22 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/NancyCady, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/234681

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/NancyCady
- Office phone on file: shown at https://lendb.ai/lo/nancy-cady-234681#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/234681
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.ruoff.com/NancyCady

Cite as: Nancy Cady (NMLS 234681), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/nancy-cady-234681, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._