---
canonical_url: https://lendb.ai/lo/nancy-lu-386116
json_url: https://lendb.ai/lo/nancy-lu-386116.json
nmls_id: 386116
last_verified: 2026-10-09
---

# Nancy Lu

Private Mortgage Banker at Wells Fargo Home Mortgage, New York, NY. NMLS ID 386116 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/386116)).

**Summary:** Nancy Lu (NMLS 386116) is Private Mortgage Banker at Wells Fargo Home Mortgage, based in New York, NY. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Speaks Chinese. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Chinese
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: 150 East 42nd Street, 35th Floor, New York, NY 10017. Source: https://homeloans.wellsfargo.com/mortgage/ny/new-york/nancy-lu, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Wells Fargo Home Mortgage (NMLS 399801), New York, NY. Source: https://homeloans.wellsfargo.com/mortgage/ny/new-york/nancy-lu, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/386116

## Contact

- View profile at Wells Fargo Home Mortgage: https://homeloans.wellsfargo.com/mortgage/ny/new-york/nancy-lu
- Office phone and Email on file: shown at https://lendb.ai/lo/nancy-lu-386116#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/386116
- lender_site: https://homeloans.wellsfargo.com/mortgage/ny/new-york/nancy-lu

Cite as: Nancy Lu (NMLS 386116), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/nancy-lu-386116, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._