---
canonical_url: https://lendb.ai/lo/nancy-marcosa-439289
json_url: https://lendb.ai/lo/nancy-marcosa-439289.json
nmls_id: 439289
last_verified: 2026-10-16
---

# Nancy Marcosa

Mortgage Loan Consultant at Orange County's Credit Union, Santa Ana, CA. NMLS ID 439289 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/439289)).

Based in Santa Ana, California, Nancy Marcosa (NMLS 439289) is a Mortgage Loan Consultant at Orange County's Credit Union.

**Summary:** Nancy Marcosa (NMLS 439289) is Mortgage Loan Consultant at Orange County's Credit Union, based in Santa Ana, CA. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 12 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Nancy licensed?

Nancy works at a credit union; credit union loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Nancy work for?

Orange County's Credit Union, company NMLS 403462, from the Santa Ana, CA office, per the lender's own site (verified 2026-10-16). Source: https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/.

### How much experience does Nancy have?

Nancy states 12 years of experience. Source: https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 12 (source: https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Nancy Marcosa is a Mortgage Loan Consultant in Santa Ana, California. They say they have helped individuals with home loans for over 12 years.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 12. Source: https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Orange County's Credit Union (NMLS 403462), Santa Ana, CA. Source: https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/439289

## Contact

- View profile at Orange County's Credit Union: https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/
- Office phone and Email on file: shown at https://lendb.ai/lo/nancy-marcosa-439289#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/439289
- lender_site: https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/

Cite as: Nancy Marcosa (NMLS 439289), Orange County's Credit Union. LenDb.ai, https://lendb.ai/lo/nancy-marcosa-439289, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._