{
  "canonical_url": "https://lendb.ai/lo/nancy-short-1493583",
  "loan_officer": {
    "nmls_id": 1493583,
    "slug": "nancy-short-1493583",
    "canonical_url": "https://lendb.ai/lo/nancy-short-1493583",
    "md_url": "https://lendb.ai/lo/nancy-short-1493583.md",
    "json_url": "https://lendb.ai/lo/nancy-short-1493583.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1493583",
    "full_name": {
      "value": "Nancy Short",
      "source": "lender_site",
      "source_url": "https://mortgage.usbank.com/ky/owensboro/nancy-short-1493583",
      "verified_at": "2026-10-09"
    },
    "first_name": "Nancy",
    "last_name": "Short",
    "headshot_url": null,
    "bio": {
      "value": "Nancy assists with refinancing, including lowering monthly payments, shortening loan terms, switching to fixed rates, and cash-out HELOCs.",
      "source": "lender_site",
      "source_url": "https://mortgage.usbank.com/ky/owensboro/nancy-short-1493583",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://mortgage.usbank.com/ky/owensboro/nancy-short-1493583",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://mortgage.usbank.com/ky/owensboro/nancy-short-1493583",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 9,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 402761,
      "lender_name": "U.S. Bank",
      "lender_slug": "us-bank-402761",
      "branch_city": "Owensboro",
      "branch_state": "KY",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://mortgage.usbank.com/ky/owensboro/nancy-short-1493583",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://mortgage.usbank.com/ky/owensboro/nancy-short-1493583",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 402761,
        "lender_name": "U.S. Bank",
        "lender_slug": "us-bank-402761",
        "branch_city": "Owensboro",
        "branch_state": "KY",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://mortgage.usbank.com/ky/owensboro/nancy-short-1493583",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://mortgage.usbank.com/ky/owensboro/nancy-short-1493583",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO37905",
        "status": "expired",
        "issued_at": "2016-12-15",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://mortgage.usbank.com/ky/owensboro/nancy-short-1493583",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Owensboro, KY",
        "source": "lender_site",
        "source_url": "https://mortgage.usbank.com/ky/owensboro/nancy-short-1493583",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Legends of Possible award",
        "source": "lender_site",
        "source_url": "https://mortgage.usbank.com/ky/owensboro/nancy-short-1493583",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 10:43:04.498687+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/nancy-short-1493583#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://mortgage.usbank.com/ky/owensboro/nancy-short-1493583",
      "verified_at": "2026-10-09"
    }
  }
}