---
canonical_url: https://lendb.ai/lo/natalie-fernandez-448288
json_url: https://lendb.ai/lo/natalie-fernandez-448288.json
nmls_id: 448288
last_verified: 2026-10-09
---

# Natalie Fernandez

Sales Manager/Outside Loan Originator at CrossCountry Mortgage, Newport Beach, CA. NMLS ID 448288 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/448288)).

**Summary:** Natalie Fernandez (NMLS 448288) is Sales Manager/Outside Loan Originator at CrossCountry Mortgage, based in Newport Beach, CA. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, California, Connecticut, Hawaii, Ohio, Oklahoma, Tennessee and Texas on the lender page (not yet checked with the state regulator). Earliest state license record: June 18, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 18, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Connecticut (CT, lender_reported), Hawaii (HI, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO109549 | active | confirmed | 2022-06-18 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | 100536432 | active | confirmed | 2023-04-20 | state_regulator | 2026-10-10 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| HI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Newport Beach, CA. Source: https://crosscountrymortgage.com/newport-beach-ca-8141/natalie-fernandez/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/448288

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/newport-beach-ca-8141/natalie-fernandez/
- Office phone and Email on file: shown at https://lendb.ai/lo/natalie-fernandez-448288#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/448288
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/newport-beach-ca-8141/natalie-fernandez/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=314133&contact=543280

Cite as: Natalie Fernandez (NMLS 448288), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/natalie-fernandez-448288, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._