---
canonical_url: https://lendb.ai/lo/natalie-malinowski-2050805
json_url: https://lendb.ai/lo/natalie-malinowski-2050805.json
nmls_id: 2050805
last_verified: 2026-10-09
---

# Natalie Malinowski

Senior Loan Officer at CrossCountry Mortgage, Topsfield, MA. NMLS ID 2050805 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2050805)).

**Summary:** Natalie Malinowski (NMLS 2050805) is Senior Loan Officer at CrossCountry Mortgage, based in Topsfield, MA. Lists Connecticut, Massachusetts, Maine and New Hampshire on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, VA loan, First-time buyer and HELOC. Earliest state license record: February 9, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 9, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/topsfield-ma-4849/natalie-malinowski/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/topsfield-ma-4849/natalie-malinowski/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/topsfield-ma-4849/natalie-malinowski/
- **HELOC** (`heloc`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/topsfield-ma-4849/natalie-malinowski/

## About

Over 15 years in financial services and home financing industry. Graduated from Loyola University; 10 years in personal insurance before mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over 15. Source: https://crosscountrymortgage.com/topsfield-ma-4849/natalie-malinowski/, verified 2026-10-09.
- education: Graduated from Loyola University. Source: https://crosscountrymortgage.com/topsfield-ma-4849/natalie-malinowski/, verified 2026-10-09.
- role: 10 years in personal insurance before home financing. Source: https://crosscountrymortgage.com/topsfield-ma-4849/natalie-malinowski/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO81627 | expired | confirmed | 2021-02-09 | state_regulator | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Topsfield, MA. Source: https://crosscountrymortgage.com/topsfield-ma-4849/natalie-malinowski/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2050805

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/topsfield-ma-4849/natalie-malinowski/
- Office phone and Email on file: shown at https://lendb.ai/lo/natalie-malinowski-2050805#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2050805
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/topsfield-ma-4849/natalie-malinowski/

Cite as: Natalie Malinowski (NMLS 2050805), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/natalie-malinowski-2050805, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._