---
canonical_url: https://lendb.ai/lo/natalie-ochoa-2258064
json_url: https://lendb.ai/lo/natalie-ochoa-2258064.json
nmls_id: 2258064
last_verified: 2026-10-31
---

# Natalie Ochoa

Loan officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2258064 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2258064)).

Natalie Ochoa (NMLS 2258064) is a mortgage loan officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2022 and in Delaware, Missouri, Arkansas and 6 more states.

**Summary:** Natalie Ochoa (NMLS 2258064) is a loan officer at INDEPENDENCE HOME LOANS LLC. Licensed in 10 states confirmed with state regulators: Florida, Delaware, Missouri, Arkansas, Oregon, Wisconsin, California, Maryland and 2 more. Earliest state license record: June 2, 2022 (Florida), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Natalie licensed in Florida?

Yes. Florida regulator records list license LO108613 as active, first effective June 2, 2022 (verified 2026-10-15). LenDb has 9 other states on file for Natalie. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Natalie work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-20). Source: https://securities.arkansas.gov/loans/nmls/.

### How long has Natalie been licensed?

The earliest state license record LenDb holds for Natalie is from June 2, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: June 2, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Natalie P. Ochoa (AR, CA, DE, FL, MD, MO, NV, OR, as of 2026-10-30)
- Licensed in: Florida (FL, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO108613 | active | confirmed | 2022-06-02 | state_regulator | 2026-10-15 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-11-20 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 2258064 | active | confirmed | 2026-05-22 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2258064 | active | confirmed | 2024-02-12 | state_regulator | 2026-10-24 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| IL | Illinois regulator | state_license | 31.0094961 | active | confirmed | 2026-05-22 | state_regulator | 2026-10-28 |
| NV | Nevada regulator | state_license | NMLO-177768 | active | confirmed | 2026-06-30 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://securities.arkansas.gov/loans/nmls/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2258064

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2258064
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- state_regulator: https://mld.nv.gov/

Cite as: Natalie Ochoa (NMLS 2258064), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/natalie-ochoa-2258064, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._