---
canonical_url: https://lendb.ai/lo/nate-smith-269067
json_url: https://lendb.ai/lo/nate-smith-269067.json
nmls_id: 269067
last_verified: 2026-10-09
---

# Nate Smith

Mortgage Sales Manager | Central Virginia Region at TowneBank Mortgage, Glen Allen, VA. NMLS ID 269067 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/269067)).

**Summary:** Nate Smith (NMLS 269067) is Mortgage Sales Manager | Central Virginia Region at TowneBank Mortgage, based in Glen Allen, VA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Nate has 25+ years of mortgage experience serving Richmond-area borrowers. He specializes in educating clients through the entire process and caters to first-time homebuyers and experienced investors alike.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25+. Source: https://townebankmortgage.com/officers/nate-smith/, verified 2026-10-09.
- service_area: Richmond area. Source: https://townebankmortgage.com/officers/nate-smith/, verified 2026-10-09.
- credential: Richmond Mortgage Bankers Association board member for 7 years (Treasurer, Vice President, President); Virginia Mortgage Bankers Association board member holding positions of Treasurer, Vice President. Source: https://townebankmortgage.com/officers/nate-smith/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: TowneBank Mortgage (NMLS 512138), Glen Allen, VA. Source: https://townebankmortgage.com/officers/nate-smith/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/269067

## Contact

- linkedin_url: https://www.linkedin.com/in/nate-smith-b3061a5/ (source: lender_site, verified 2026-10-09)
- View profile at TowneBank Mortgage: https://townebankmortgage.com/officers/nate-smith/
- Office phone and Email on file: shown at https://lendb.ai/lo/nate-smith-269067#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/269067
- lender_site: https://townebankmortgage.com/officers/nate-smith/

Cite as: Nate Smith (NMLS 269067), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/nate-smith-269067, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._