---
canonical_url: https://lendb.ai/lo/nathan-fernandez-670334
json_url: https://lendb.ai/lo/nathan-fernandez-670334.json
nmls_id: 670334
last_verified: 2026-10-24
---

# Nathan Fernandez

Loan officer at West Capital Lending, Inc.. NMLS ID 670334 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/670334)).

Nathan Fernandez (NMLS 670334) is a mortgage loan officer at West Capital Lending, Inc., licensed in Texas since 2025 and in Florida, California, Colorado and 2 more states.

**Summary:** Nathan Fernandez (NMLS 670334) is a loan officer at West Capital Lending, Inc.. Licensed in 6 states confirmed with state regulators: Florida, Texas, California, Colorado, Oregon and Wisconsin. Earliest state license record: February 25, 2025 (Texas), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Nathan licensed in Florida?

Yes. Florida regulator records list license LO136878 as active, first effective April 4, 2025 (verified 2026-10-15). LenDb has 5 other states on file for Nathan. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Nathan work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Nathan been licensed?

The earliest state license record LenDb holds for Nathan is from February 25, 2025 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: February 25, 2025 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Nathan J. Fernandez (CA, CO, FL, OR, TX, as of 2026-10-15)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO136878 | active | confirmed | 2025-04-04 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2025-02-25 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02230280 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100542103 | active | confirmed | 2025-05-01 | state_regulator | 2026-10-16 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-05-18 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 670334 | active | confirmed | 2025-03-31 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/670334

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/670334
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=339894&contact=573688
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: Nathan Fernandez (NMLS 670334), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/nathan-fernandez-670334, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._