{
  "canonical_url": "https://lendb.ai/lo/nathan-howry-1495169",
  "lede": {
    "text": "Nathan Howry, NMLS 1495169, works as a mortgage loan officer at The Mortgage Maniac LLC in New Braunfels, Texas and is licensed in Texas since 2016 and in Florida.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Nathan licensed in Texas?",
      "a": "Yes. Texas regulator records list a license as active, first effective October 11, 2016 (verified 2026-10-13). LenDb has 1 other state on file for Nathan.",
      "fields": [
        "licenses"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "What lender does Nathan work for?",
      "a": "The Mortgage Maniac LLC, company NMLS 2028516, from the New Braunfels, TX office, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Nathan been licensed?",
      "a": "The earliest state license record LenDb holds for Nathan is from October 11, 2016 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Nathan states 10 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1495169,
    "slug": "nathan-howry-1495169",
    "canonical_url": "https://lendb.ai/lo/nathan-howry-1495169",
    "md_url": "https://lendb.ai/lo/nathan-howry-1495169.md",
    "json_url": "https://lendb.ai/lo/nathan-howry-1495169.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1495169",
    "full_name": {
      "value": "Nathan Howry",
      "source": "state_regulator",
      "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Nathan",
    "last_name": "Howry",
    "licensed_names": [
      {
        "name": "Nathan Howry",
        "name_with_middle_initial": "Nathan M. Howry",
        "first_name": "Nathan",
        "middle_initial": "M",
        "last_name": "Howry",
        "states": [
          "FL",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-12"
      }
    ],
    "headshot_url": {
      "value": "https://mortgage-inc.com/wp-content/uploads/2025/09/FUSE-2022-5.jpg",
      "source": "state_regulator",
      "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Nathan Howry is the CEO at MORTGAGEinc with a decade of experience in mortgages and real estate. Their profile lists Texas and Florida as their states. They grew up in the homebuilding business and have three kids.",
      "source": "state_regulator",
      "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "CEO",
      "source": "state_regulator",
      "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 10,
      "source": "lender_site",
      "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2028516,
      "lender_name": "The Mortgage Maniac LLC",
      "lender_slug": "the-mortgage-maniac-llc-2028516",
      "branch_city": "New Braunfels",
      "branch_state": "TX",
      "branch_zip": "78130",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://mortgage-inc.com/staff/nathan-howry/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2028516,
        "lender_name": "The Mortgage Maniac LLC",
        "lender_slug": "the-mortgage-maniac-llc-2028516",
        "branch_city": "New Braunfels",
        "branch_state": "TX",
        "branch_zip": "78130",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://mortgage-inc.com/staff/nathan-howry/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO124179",
        "status": "active",
        "issued_at": "2023-11-13",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2016-10-11",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/nathan-howry-themortgagemaniac/",
        "source": "lender_site",
        "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "10",
        "source": "lender_site",
        "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "role",
        "value": "Chief Dream Enabler",
        "source": "lender_site",
        "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 17:48:05.671739+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/nathan-howry-1495169#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://mortgage-inc.com/staff/nathan-howry/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2016-10-11",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2016,
      "state": "TX"
    },
    "federal_registration": null
  }
}