{
  "canonical_url": "https://lendb.ai/lo/nathan-sanders-172832",
  "lede": {
    "text": "Nathan Sanders (NMLS 172832) is a mortgage loan officer at Mutual of Omaha Mortgage, licensed in Connecticut, Missouri, Iowa and 4 more states. Nathan works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Nathan licensed in Connecticut?",
      "a": "Yes. Connecticut regulator records list license LO-172832 as active (verified 2026-10-15). LenDb has 6 other states on file for Nathan.",
      "fields": [
        "licenses"
      ],
      "source": "Connecticut state regulator",
      "source_url": "https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Nathan work for, and is it FHA-approved?",
      "a": "Mutual of Omaha Mortgage, company NMLS 1025894, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    },
    {
      "q": "How long has Nathan been licensed?",
      "a": "The earliest state license record LenDb holds for Nathan is from November 1, 2010 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "California state regulator",
      "source_url": "https://dfpi.ca.gov/",
      "verified_at": "2026-10-24"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 172832,
    "slug": "nathan-sanders-172832",
    "canonical_url": "https://lendb.ai/lo/nathan-sanders-172832",
    "md_url": "https://lendb.ai/lo/nathan-sanders-172832.md",
    "json_url": "https://lendb.ai/lo/nathan-sanders-172832.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/172832",
    "full_name": {
      "value": "Nathan Sanders",
      "source": "state_regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    },
    "first_name": "Nathan",
    "last_name": "Sanders",
    "licensed_names": [
      {
        "name": "Nathan Sanders",
        "name_with_middle_initial": "Nathan W. Sanders",
        "first_name": "Nathan",
        "middle_initial": "W",
        "last_name": "Sanders",
        "states": [
          "AR",
          "CA",
          "CT",
          "IA",
          "MA",
          "MD",
          "MO",
          "OR"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-26"
      }
    ],
    "headshot_url": null,
    "bio": null,
    "title": null,
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 0,
    "current_employment": {
      "lender_nmls_id": 1025894,
      "lender_name": "Mutual of Omaha Mortgage",
      "lender_slug": "mutual-of-omaha-mortgage-1025894",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": null,
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "lender_slug": "mutual-of-omaha-mortgage-1025894",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": null,
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20"
      },
      {
        "lender_nmls_id": 1566096,
        "lender_name": "West Capital Lending, Inc.",
        "lender_slug": "west-capital-lending-inc-1566096",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": null,
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": "LO-172832",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "ct"
      },
      {
        "state": "MO",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://finance.mo.gov/banks-0/bank-licensee-search",
        "verified_at": "2026-10-19",
        "confidence": "confirmed",
        "regulator": "mo"
      },
      {
        "state": "AR",
        "license_type": "state_license",
        "license_number": null,
        "status": "inactive",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://securities.arkansas.gov/loans/nmls/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ar"
      },
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "53573",
        "status": "active",
        "issued_at": "2025-01-23",
        "source": "state_regulator",
        "source_url": "https://idob.iowa.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ia"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": "172832",
        "status": "active",
        "issued_at": "2024-02-15",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "172832",
        "status": "active",
        "issued_at": "2025-01-30",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DOC172832",
        "status": "inactive",
        "issued_at": "2010-11-01",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": "MLO172832",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.mass.gov/lists/download-a-list-of-approved-licensees",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "ma"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.labor.maryland.gov/finance/",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "md"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com",
        "verified_at": "2026-10-09"
      }
    ],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 20:25:00.137651+00",
    "disciplinary_check": "not_checked",
    "gated_contact": null,
    "earliest_license_record": {
      "date": "2010-11-01",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2010,
      "state": "CA"
    },
    "federal_registration": null
  }
}