---
canonical_url: https://lendb.ai/lo/neal-ludovico-13193
json_url: https://lendb.ai/lo/neal-ludovico-13193.json
nmls_id: 13193
last_verified: 2026-10-09
---

# Neal Ludovico

Senior Mortgage Loan Originator at Total Mortgage Services, Milford, CT. NMLS ID 13193 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/13193)).

**Summary:** Neal Ludovico (NMLS 13193) is Senior Mortgage Loan Originator at Total Mortgage Services, based in Milford, CT. Licensed in Florida, confirmed with the state regulator (license LO5188). Earliest state license record: April 7, 2011 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 7, 2011 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Senior Loan Officer at Total Mortgage since 2003. Previously worked as a Financial Advisor at UBS Financial Services and The Wallingford Financial Group.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2003. Source: https://www.totalmortgage.com/bankers/neal-ludovico, verified 2026-10-09.
- role: Financial Advisor at UBS Financial Services for three years and The Wallingford Financial Group for three years. Source: https://www.totalmortgage.com/bankers/neal-ludovico, verified 2026-10-09.
- education: BA in Business Management from Southern Connecticut State University. Source: https://www.totalmortgage.com/bankers/neal-ludovico, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO5188 | active | confirmed | 2011-04-07 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Milford, CT. Source: https://www.totalmortgage.com/bankers/neal-ludovico, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/13193

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/neal-ludovico
- Email on file: shown at https://lendb.ai/lo/neal-ludovico-13193#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/13193
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/neal-ludovico

Cite as: Neal Ludovico (NMLS 13193), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/neal-ludovico-13193, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._