--- canonical_url: https://lendb.ai/lo/neil-orozco-897246 json_url: https://lendb.ai/lo/neil-orozco-897246.json nmls_id: 897246 last_verified: 2026-10-09 --- # Neil Orozco Mortgage Loan Officer at Loan Factory. NMLS ID 897246 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/897246)). **Summary:** Neil Orozco (NMLS 897246) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO56712). Also lists Arizona, California, Idaho, Illinois, Maryland, Maine, Nevada, Ohio and 5 more on the lender page (not yet checked with the state regulator). Licensed since 2018 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2018 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Maryland (MD, lender_reported), Maine (ME, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Neil Orozco has nearly 30 years in mortgage lending, working with major lenders before transitioning to wholesale lending. He holds close to 28 state licenses and is deeply familiar with California and Nevada markets, specializing in complex situations including commercial properties, multiple residential properties, and first-time homebuyers. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: nearly 30. Source: https://www.loanfactory.com/mortgage-expert/neil-orozco-897246, verified 2026-10-09. - education: 28 state licenses and multiple real estate licenses in California and Nevada. Source: https://www.loanfactory.com/mortgage-expert/neil-orozco-897246, verified 2026-10-09. - service_area: United States with deep familiarity in California and Nevada. Source: https://www.loanfactory.com/mortgage-expert/neil-orozco-897246, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO56712 | active | confirmed | 2018-10-03 | state_regulator | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/neil-orozco-897246, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/897246 ## Contact - View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/neil-orozco-897246 ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/897246 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.loanfactory.com/mortgage-expert/neil-orozco-897246 Cite as: Neil Orozco (NMLS 897246), Loan Factory. LenDb.ai, https://lendb.ai/lo/neil-orozco-897246, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._