---
canonical_url: https://lendb.ai/lo/neiletta-higgs-2361845
json_url: https://lendb.ai/lo/neiletta-higgs-2361845.json
nmls_id: 2361845
last_verified: 2026-10-09
---

# Neiletta Higgs

Residential Mortgage Loan Officer (RMLO) at Loan Factory, TX. NMLS ID 2361845 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2361845)).

**Summary:** Neiletta Higgs (NMLS 2361845) is Residential Mortgage Loan Officer (RMLO) at Loan Factory, based in Texas. Lists Texas on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Neiletta holds an MBA and specializes in helping clients navigate mortgage processes with personalized solutions. Known for simplifying complex financial concepts and guiding clients through every loan step.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Master of Business Administration (MBA). Source: https://www.loanfactory.com/mortgage-expert/neiletta-higgs-2361845, verified 2026-10-09.
- community: Active member of Alpha Kappa Alpha Sorority, Inc.. Source: https://www.loanfactory.com/mortgage-expert/neiletta-higgs-2361845, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), TX. Source: https://www.loanfactory.com/mortgage-expert/neiletta-higgs-2361845, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2361845

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/neiletta-higgs-2361845

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2361845
- lender_site: https://www.loanfactory.com/mortgage-expert/neiletta-higgs-2361845

Cite as: Neiletta Higgs (NMLS 2361845), Loan Factory. LenDb.ai, https://lendb.ai/lo/neiletta-higgs-2361845, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._