---
canonical_url: https://lendb.ai/lo/nelly-esses-1563525
json_url: https://lendb.ai/lo/nelly-esses-1563525.json
nmls_id: 1563525
last_verified: 2026-10-16
---

# Nelly Esses

Senior Loan Officer at Quontic Bank. NMLS ID 1563525 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1563525)).

Nelly Esses (NMLS 1563525) is a Senior Loan Officer at Quontic Bank.

**Summary:** Nelly Esses (NMLS 1563525) is Senior Loan Officer at Quontic Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Nelly licensed?

Nelly works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Nelly work for?

Quontic Bank, company NMLS 403503, per the lender's own site (verified 2026-10-16). Source: https://www.quontic.com/help/loan-officers/nelly-esses/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: Quontic Bank (NMLS 403503). Source: https://www.quontic.com/help/loan-officers/nelly-esses/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1563525

## Contact

- View profile at Quontic Bank: https://www.quontic.com/help/loan-officers/nelly-esses/
- Email on file: shown at https://lendb.ai/lo/nelly-esses-1563525#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1563525
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://www.quontic.com/help/loan-officers/nelly-esses/

Cite as: Nelly Esses (NMLS 1563525), Quontic Bank. LenDb.ai, https://lendb.ai/lo/nelly-esses-1563525, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._